Meylani, S., Destiani, S. A., Alfiansyah, D. and Arifiani, R. (2026) “Dampak Digital Keuangan dan Gaya Hidup Terhadap Penggunaan Shopee PayLater di Era Gen Z”, Indonesian Journal of Economic and Business, 4(1), pp. 1–13. doi: 10.58818/ijeb.v4i1.219.